OUR FAMILY OF CARDS
MemberCard® Debit Card
Credit Union Global Payment™ MasterCard®
Credit Union Gold Global Payment™ MasterCard®
Credit Union No Fee Loyalty MasterCard®
Credit Union Low Fee MasterCard®
Credit Union Low Rate MasterCard®
Credit Union Gold MasterCard®
Credit Union Student MasterCard®
Credit Union Platinum Class® MasterCard®
Credit Union Business MasterCard®
For more detail on the features of each of our family of cards, please click here.
The freedom to shop and the power to manage your spending.
MemberCard® Debit Card gives you the freedom to shop at thousands of stores, restaurants and other retail outlets across Canada. And have the power to spend only what you can afford. All you need is your card PIN (Personal Identification Number) to gain confidential access to your accounts. Available anywhere you see the Interac® Direct Payment symbol. The ultimate in convenience and so easy to use!
- Your transaction is complete in 15 seconds.
- You'll never need to carry large amounts of cash.
- You control your spending.
- You are never charged incorrectly, because you verify the amount before you enter your PIN.
- Your account balance is always up to date because there isn't any delay while cheques are processed.
Try Interac® Direct Payment today....it's easy, fast and convenient!
Cornerstone Credit Union’s family of cards offer a unique product, the Credit Union Global Payment™ MasterCard® available only at your credit union.....
Credit Union Global Payment™ MasterCard®
The Credit Union Global Payment™ MasterCard® card automatically debits your account through the MasterCard® world-wide network. The card is accepted anywhere MasterCard® is accepted. It may also be used to access ATMs bearing the Interac® and Cirrus® logos. A line of credit is available for members requiring this service on approved credit. The Credit Union Global Payment™ MasterCard® card is provided free of charge.
Credit Union Gold Global Payment™ MasterCard® 
The Credit Union Gold Global Payment™ MasterCard® card will be of interest to those members requiring more from their payment card, and who qualify for a minimum $5,000 line of credit. The Credit Union Gold Global Payment™ MasterCard® features MasterAssist™ which provides travel insurance, limited out-of-country health insurance, purchase protection insurance and many other valuable benefits.
Simply check the Choice Rewards Option when applying for a Credit Union MasterCard® product and you will be on your way to collecting valuable points. Every time you use your Credit Union MasterCard you will earn 1 point for every $1.00 spent. Collect points even faster by linking your MemberCard Debit Card to your MasterCard account. You will earn 10 Choice Rewards points every time you spend $20 or more using your MemberCard Debit Card. Choice Rewards points can be redeemed for merchandise from our comprehensive Choice Rewards catalogue or for travel options. Compare Choice Rewards to other points programs and we are sure you'll see how good this program is!
Credit Cards
Cornerstone Credit Union’s family of cards includes a wide range of credit cards – each designed to fit a particular set of needs. Take a look, we’re sure one the many options will fit your needs and situation.
The Credit Union MasterCard® credit card provides you with the convenience of revolving credit with no added fees. Any purchase you make with your credit card is automatically billed toward your approved credit limit. It is accepted by any financial institution or retailer displaying the MasterCard® logo and at many ATM around the world.
The credit card operates separate from your credit union deposit account. A bill listing your transactions will be sent to you on a monthly basis. A 15 day (no fee card) or 21 day (all other credit cards) interest free period saves you money when you use your card for retail purchases.
Use the CARDSONLINE™ link to check your balances, view account history, apply for a larger credit limit and more.
Credit card holders can select the option to earn Choice Rewards® on all purchases made using any of the various credit card options. There is an additional annual fee of $12 for this option.
Credit Union No Fee Loyalty MasterCard® 
This credit card is perfect for anyone not interested in a value-added card. You will automatically accumulate Choice Rewards® points with this card, but at half the rate of other Credit Union MasterCard® credit cards (1 point for every $2 spent). You are covered for up to $100,000 by Common Carrier Travel Accident insurance and can participate in the "Take 5" Travel Rebate Program.
Credit Union Low Fee MasterCard®
The Credit Union Low Fee MasterCard® card gives you select features and benefits with a low annual fee. Enjoy the security of Purchase Protection and Extended Warranty on most items purchased with your MasterCard® credit card. Travel worry-free with Master RoadAssist™, Travel Accident Insurance, emergency cards and cash and Trip Cancellation Insurance. The "Take 5" Travel Rebate Program saves you 5% on travel arrangements made through Canadian Travel Co-op. There is a $12 annual fee.
Credit Union Low Rate MasterCard®
The Credit Union Low Rate MasterCard® will be of interest to members that use their credit card frequently and carry a balance from month to month. The benefit of this card is you pay a lower rate of interest on your monthly balance. Annual interest rate is 11.9%. The Low Rate MasterCard® includes great features such as emergency cash advance and replacement, Master RoadAssist® roadside assistance and lost and stolen card assistance. You are also covered for up to $100,000 by Common Carrier Travel Accident Insurance. The CHOICE REWARDS® program and balance protection insurance are optional. There is an annual fee of $54 with the CHOICE REWARDS® program and $30 without.
This card offers you an outstanding set of features such as out-of-country medical insurance (some restrictions apply), MasterRental™, MasterTrip™, MasterLegal™ and MasterPurchase™. This is the perfect card for those of you who require a higher credit limit and the added security of an extensive travel package. There is an annual fee of $96.
Credit Union Student MasterCard®
If you are a student between 16 and 25 years of age, enrolled in a post-secondary institution, this card has everything you need to make the grade. Receive a credit limit of up to $1,000 and start building a credit history – before you graduate. The Credit Union Student MasterCard® card features Purchase Protection and Extended Warranty insurances on most purchases you make with the card. The core features of Credit Union MasterCard® credit cards are automatically yours with this card. Flexible and convenient, the Credit Union Student MasterCard® card is a great credit card for you. There is no annual fee.
Credit Union Platinum Class® MasterCard® 
This card offers you a very attractive points acceleration program all its own. The Platinum Class® Travel Rewards Program rewards you with a 2% return towards the travel of your choice. This travel rewards program is more flexible and provides greater value than other airline-affiliated programs because you have the opportunity to select any airline, any travel time and no black out periods apply.
Enjoy full coverage offered by MasterRental™, MasterTrip™, Out-of-country Medical Insurance (some restrictions apply), MasterLegal™, MasterPurchase™ (Purchase Assurance and Extended Warranty), Accidental Death coverage, Trip Cancellation Insurance, Master RoadAssist™, and access to emergency cash and cards. There is an annual fee of $150.
Credit Union Business MasterCard® 
This credit card provides an excellent money management tool for our business clients, regardless of their size. Unlimited cardholders can be held under one account with individual spending limits assigned and duplicate statements issued – one to the cardholder and one to the employer. See us for more detail on how this card can improve your business.
® MemberCard® is a registered certification mark owned by Credit Union Central of Canada is used under license.
® Interac® is a trademark of Interac Inc, authorized user of the mark.
® Platinum Class® and MasterCard® are registered trademarks owned by MasterCard International and are used under license.
™ Global Payment ™ and Choice Rewards® are trademarks of CU Electronic Transaction Services and are used under license.
™ MasterAssist™, Master RoadAssist™, MasterTrip™, MasterPurchase™, MasterRental™ and MasterLegal™ are trademarks of MasterCard International and are used under license.
