SERVICE PACKAGES

Cornerstone Credit Union offers a full range of account plans that are sure to meet your needs. To determine the plan that will best suit your individual needs, please contact a representative at any branch of Cornerstone Credit Union.

Non Interest Bearing Plans:

VALUE PLAN

This non-interst bearing plan is our basic, low fee chequing account. Includes free access to MemberDirect® and TeleService® home banking services.

Features:

Monthly fee of $2
No charge deposits
Includes 8 free transactions per month (flat fee of $0.45 per transaction above allowable limit)
Free monthly statement
MemberCard and Direct Payment Card and free access to home banking services.

PREMIUM VALUE

This non-interest bearing plan offers the convenience of unlimited transactions with one monthly fee and includes free access to MemberDirect® and TeleService® home banking services.

Features:

Monthly fee of $15
Offers unlimited transactions
Free monthly statement
MemberCard and Direct Payment Card and free access to home banking services.

Interest Bearing Plans:

KEY POWER PLAN

This low fee, basic plan provides the benefits of an interest bearing account and free access to MemberDirect® and TeleService® home banking services. Perfect for the indiviual with minimal account activity.

Features:

Monthly fee of $2
No charge deposits
Free monthly statement
Per item transaction fee of $0.45 for electronic transactions and $0.65 for manual transactions
MemberCard and Direct Payment Card and free access to home banking services.

CU PLAN

This low fee service plan gives you the privileges and benefits of an interest-bearing chequing account and free access to our MemberDirect® and TeleService® home banking services. Maintain a minimum monthly balance of $2,000 and we will refund your monthly package fee.

Features:

Monthly fee of $5
No charge deposits
15 free transactions per month (flat fee of $0.45 per transaction above allowable limit)
MemberCard and Direct Payment Card and free access to home banking services.

E-DIRECT PLAN

Created for the Internet savvy member, the E-Direct plan will give you all the services Cornerstone Credit Union has to offer, directly from your home or office. You will save money by doing all your banking on-line.

Features:

Monthly fee of $5.
No charge electronic deposits.
35 free electronic and ABM transactions (flat fee of $0.45 per electronic transaction above allowable limit).
Maintain a minimum monthly balance of $1,500 and receive a refund of your monthly package fee.
Free access to MemberDirect® and TeleService® home banking services.

MAX POWER PLAN

This plan saves you money and simplifies your monthly bookkeeping by charging you one fee per month. This service fee plan combines the core products of chequing with a MasterCard Global Payment Card® no charge Choice Rewards®

Features:

Monthly interest-bearing fee of $12.50.
No charge for deposits.
50 free transactions (flat fee of $0.45 per electronic transaction above allowable limit).
Maintain a minimum monthly balance of $4,000 and we'll refund your monthly package fee.
Free access to MemberDirect® and TeleService® home banking services.
Free overdraft protection (OAC), minimum $500 (regular interest charges apply).
MasterCard Global Payment Card® with no charge Choice Rewards® (value of $24 per year) OR MasterCard Credit Card® with no charge Choice Rewards® (value of $24 per year).
FreeCdn official cheques, Cdn travelers cheques and Cdn money orders.

PREMIUM POWER PLAN

This package adds to the Max Power Plan by offering members a Gold MasterCard Global Payment Card™ or Gold MasterCard Credit Card™ with Choice Rewards® and a host of added benefits for a monthly fee of $25.00. Members must qualify for a minimum $5,000 line of credit.

Features:

Monthly fee of $25.00.
Unlimited free transactions (except Interac).
No charge all-in-one monthly statements with cheque images.
Maintain a minimum monthly balance of $10,000 and receive a refund of your monthly package fee.
Free access to MemberDirect® and TeleService® home banking services.
No charge Gold MasterCard Global Payment Card with Choice Rewards®, (value of $120 pr year)minimum $5,000 LOC (OAC) OR No Charge Gold MasterCard Credit Card® with Choice Rewards® (value of $120 per year) minimum $5,000 LOC (OAC).
Free certified cheques, stop payments, Cdn travelers cheques, Cdn money orders, Cdn official cheques, small safety deposit box and access to Credit Union inter-provincial and international ABM's.

HERITAGE

Members aged 60 and over can enjoy no monthly service plan fee and the following benefits:

Features:

No monthly service fee for members 60 years of age and older.
Free deposit transactions.
25 free debit transactions.
Maintain a minimum monthly balance of $1,500 and receive all your debit transactions free.
No charge for Cdn travelers cheques, utility bills and credit card payments.
$5 discount on safety deposit box rental.

® Interac® is a trademark of Interac Inc, authorized user of the mark.
® Cirrus® is a registered trademark owned by Cirrus System Inc., used under license.
® MasterCard® is a registered trademark owned by MasterCard International and is used under license.
™ Global Payment ™ and Choice Rewards® are trademarks of CU Electronic Transaction Services