<Insert CU Name> - Saving for Retirement with The Ethical Funds Company

Saving for Retirement

There's good money to be made

Make your money work harder with The Ethical Funds^® Company. Why? Adding values to your investment goals can make a difference. Combining performance with responsibility can help you make money. Good money.

A Registered Retirement Savings Plan (RRSP)
A Registered Retirement Savings Plan (RRSP) is your best opportunity to save for a worry-free retirement. The added benefits of an RRSP include tax deductions and tax-sheltered compound growth.

The Ethical Funds Company adds value to your RRSP with:

A full range of mutual funds in a variety of categories to help diversify your retirement savings portfolio
Solid financial management by top portfolio mangers with specialized expertise from around the world
Competitive returns on your RRSP investment
Investments that work for your future AND for your values

About The Ethical Funds Company
The Ethical Funds Company is Canada's leading manager of socially responsible investments. Socially responsible investing is about investing according to financial objectives — making money, preserving capital and maximizing the tax efficiencies of investments — and investing according to values.

The Ethical Funds Company carefully applies the Ethical^® Principles to screen all investments in its Funds-and monitors all companies held to ensure they continue to meet all objectives.

The Ethical^® Principles

Non-tobacco

Non-military

Non-nuclear

Progressive stakeholder relations

Human rights and equal opportunity

Progressive environmental practices

The Ethical Advantage
The Ethical Funds Company works with companies held in the Funds, as well as industry, regulatory agencies and like-minded organizations to encourage increased responsibility and sustainability. This also helps to improve the performance of companies held in the Funds. Learn more about how
The Ethical Funds Company works with companies.

Getting Started is Easy
Contact your investment professional today to find more about saving for your retirement with The Ethical Funds Company.

Please select the appropriate disclaimer from below

For CAM only affilated Credit Unions:
Mutual funds are offered through Credential Asset Management Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual fund securities and cash balances are not insured nor guaranteed, their values change frequently and past performance may not be repeated. ^®Ethical and Ethical Funds & Design are registered marks owned by Ethical Funds Inc.
For CSI only affiliated Credit Unions:
Mutual funds and other securities are offered through Credential Securities Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual fund securities and cash balances are not insured nor guaranteed, their values change frequently and past performance may not be repeated. Credential Securities Inc. is a Member - CIPF. ^®Ethical and Ethical Funds & Design are registered marks owned by Ethical Funds Inc.
For CAM and CSI affilated Credit Unions:
Mutual funds are offered through Credential Asset Management Inc. and mutual funds and other securities are offered through Credential Securities Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual fund securities and cash balances are not insured nor guaranteed, their values change frequently and past performance may not be repeated. Credential Securities Inc. is a Member - CIPF. ^®Ethical and Ethical Funds & Design are registered marks owned by Ethical Funds Inc.