CornerstoneCU - Personal Bank Accounts at Cornerstone Credit Union

Our personal account suite has been designed to suit your banking needs.

Low Fee Account

$4.00 monthly fee
12 transactions included in monthly fee
- In-branch/staff-assisted bill payments included in total monthly transaction count
- Over transaction limit - $1.25/transaction
Free deposits (not included or counted as a transaction)
Free Interac^® e-Transfers
Free eStatement or $3.00/month paper statement

These transactions are not included with your account package:

$3.00 ATM Withdrawal Interac (Non-CU ATMs)
$5.00 ATM Withdrawal CIRRUS^® (US & International)

Everyday Account

$10.00 monthly fee
- Age 60+: $5.00 rebate
25 transactions included in monthly fee
- In-branch/staff-assisted bill payments included in total monthly transaction count
- Over transaction limit - $1.25/transaction
Free deposits (not included or counted as a transaction)
Free Interac^® e-Transfers
Free eStatement or $3.00/month paper statement

These transactions are not included with your account package:

$3.00 ATM Withdrawal Interac (Non-CU ATMs)
$5.00 ATM Withdrawal CIRRUS^® (US & International)

Unlimited Account

Unlimited transactions and free Interac^® e-Transfers

$15.00 monthly fee
- Free for Age 22 & Under
- Age 60+: $5.00 rebate
Unlimited transactions
Free deposits (not included or counted as a transaction)
Free in-branch bill payments
Free Interac^® e-Transfers
Free eStatement or $3.00/month paper statement

These transactions are not included with your account package:

$3.00 ATM Withdrawal Interac (Non-CU ATMs)
$5.00 ATM Withdrawal CIRRUS^® (US & International)

Are you 22 Years of Age or less?

Starting your first job? Attending post-secondary school? Regardless, if you are 22 years of age or less you have the added benefit of receiving the Unlimited Account with unlimited transactions, Free Interac® e-Transfers and so much more for FREE!! We're here to help establish your future! Whether you are looking to save for a car, finance your post-secondary school or need a credit card for online shopping, we've got you covered!

VIP Program

Save up to $180/year on service fees!

With the VIP Program - you get the best of both worlds - an unlimited account with a rebate that gives you a little extra spending (or saving!) each month!

VIP Program

Savings Account

No matter what you’re saving for, we’re here to help! Are you looking for a higher interest rate, and still want the convenience of accessing funds at any time? Our Savings Account is built just for that.

Interest-bearing – tiered interest rate, calculated daily & paid monthly
No monthly fee that includes 2 free debit transactions per month
- 2 free debit transactions include Interac^® e-Transfers and in-branch/staff-assisted bill payments
Over limit - $5.00 per item

These transactions are not included with your account package:

$3.00 ATM Withdrawal Interac (Non-CU ATMs)
$5.00 ATM Withdrawal CIRRUS^® (US & International)

US Account

Are you a frequent traveler to the United States? Our US Account is designed for those that need an account to earn interest on their US funds and still have access to it at any time.

Interest-bearing – tiered interest rate - calculated daily paid monthly
No monthly fee and includes 1 free transaction per month
- In-branch/staff-assisted bill payments included in total monthly transaction count
Free deposits (not counted or included as a transaction)
Over transaction limit - $1.25 USD/transaction
Free eStatement or $3.00/month paper statement

Interest Bearing	No
MONTHLY FEE	$4.00
Rebate on Monthly Fee	n/a
Transactions included in monthly fee*	12
Deposits	Free*
Electronic transactions (over limit)	$1.25
Electronic transfers between accounts (over limit)	$1.25
Cheque processing (over limit)	$1.25
In-branch transactions (over limit)	$1.25
In-branch bill payment (over limit)	$1.25
Interac® e-Transfer**	Free
ATM Withdrawal - Interprovincial CU ATMs	ding free^®
ATM Withdrawal Interac® (non CU ATMs)	$3.00
ATM Withdrawal CIRRUS® (US & International)	$5.00
eStatements	Free
Paper Statements	$3.00
Access to Online Banking	Free

*Deposits are not included or counted as a transaction.

**Not included in monthly transaction limit.

^®ding free & Design are registered trade-marks of Central 1 Credit Union, used under license.

^®Interac e-Transfer is a registered trade-mark of Interac Corp. Used under licence.

^®Interac is a registered trade-mark of Interac Corp. Used under licence.

Interest Bearing	No
MONTHLY FEE	$10.00
Rebate on Monthly Fee	$5.00 rebate for 60+
Transactions included in monthly fee*	25
Deposits	Free
Electronic transactions (over limit)	$1.25
Electronic transfers between accounts (over limit)	$1.25
Cheque processing (over limit)	$1.25
In-branch transactions (over limit)	$1.25
In-branch bill payment (over limit)	$1.25
Interac® e-Transfer**	Free
ATM Withdrawal - Interprovincial CU ATMs	ding free^®
ATM Withdrawal Interac® (non CU ATMs)	$3.00
ATM Withdrawal CIRRUS® (US & International)	$5.00
eStatements	Free
Paper Statements	$3.00
Access to Online Banking	Free

*Deposits are not included or counted as a transaction.

**Not included in monthly transaction limit.

^®ding free & Design are registered trade-marks of Central 1 Credit Union, used under license.

^®Interac e-Transfer is a registered trade-mark of Interac Corp. Used under licence.

^®Interac is a registered trade-mark of Interac Corp. Used under licence.

Interest Bearing	No
MONTHLY FEE	$15.00 (Free - Age 22 & under)
Rebate on Monthly Fee	$5.00 rebate for 60+
Transactions included in monthly fee*	Unlimited
Deposits	Free
Electronic transactions (over limit)	Free
Electronic transfers between accounts (over limit)	Free
Cheque processing (over limit)	Free
In-branch transactions (over limit)	Free
In-branch bill payment	Free
Interac® e-Transfer**	Free
ATM Withdrawal - Interprovincial CU ATMs	ding free^®
ATM Withdrawal Interac® (non CU ATMs)	$3.00
ATM Withdrawal CIRRUS® (US & International)	$5.00
eStatements	Free
Paper Statements	$3.00
Access to Online Banking	Free

*Deposits are not included or counted as a transaction.

**Not included in monthly transaction limit.

^®ding free & Design are registered trade-marks of Central 1 Credit Union, used under license.

^®Interac e-Transfer is a registered trade-mark of Interac Corp. Used under licence.

^®Interac is a registered trade-mark of Interac Corp. Used under licence.

Interest Bearing	No
MONTHLY FEE	$15.00
Rebate on Monthly Fee	Up to 100% rebate back, must qualify**
Transactions included in monthly fee*	Unlimited
Deposits	Free
Electronic transactions (over limit)	Free
Electronic transfers between accounts (over limit)	Free
Cheque processing (over limit)	Free
In-branch transactions (over limit)	Free
In-branch bill payment	Free
Interac® e-Transfer**	Free
ATM Withdrawal - Interprovincial CU ATMs	ding free^®
ATM Withdrawal Interac® (non CU ATMs)	$3.00
ATM Withdrawal CIRRUS® (US & International)	$5.00
eStatements	Free
Paper Statements	$3.00
Access to Online Banking	Free

*Deposits are not included or counted as a transaction.

**Not included in monthly transaction limit.

^®ding free & Design are registered trade-marks of Central 1 Credit Union, used under license.

^®Interac e-Transfer is a registered trade-mark of Interac Corp. Used under licence.

^®Interac is a registered trade-mark of Interac Corp. Used under licence.

Interest Bearing	Yes
MONTHLY FEE	NONE
Transactions included in monthly fee*	2
Deposits	Free
Electronic transactions (over limit)	$5.00
Electronic transfers between accounts (over limit)	$5.00
Cheque processing (over limit)	n/a
In-branch transactions (over limit)	$5.00
Interac® e-Transfer	$5.00
In-branch bill payment (over limit)	$5.00
ATM Withdrawal - Interprovincial CU ATMs	ding free^®
ATM Withdrawal Interac® (non CU ATMs)	$3.00
ATM Withdrawal CIRRUS® (US & International)	$5.00
eStatements	Free
Paper Statements	$3.00
Access to Online Banking	Free

*Deposits are not included or counted as a transaction.

^®ding free & Design are registered trade-marks of Central 1 Credit Union, used under license.

^®Interac e-Transfer is a registered trade-mark of Interac Corp. Used under licence.

^®Interac is a registered trade-mark of Interac Corp. Used under licence.

Interest Bearing	Yes
MONTHLY FEE	NONE
Transactions included in monthly fee*	1
Deposits	Free
Electronic transactions (over limit)**	n/a
Electronic transfers between accounts (over limit)	n/a
Cheque processing (over limit)	$1.25 USD
In-branch transactions (over limit)	$1.25 USD
In-branch bill payment (over limit)	$1.25 USD
Interac® e-Transfer	n/a
Interprovincial CU ATMs	n/a
ATM Withdrawal Interac® (non CU ATMs)	n/a
ATM Withdrawal CIRRUS® (US & International)	n/a
eStatements	Free
Paper Statements	$3.00
Access to Online Banking	Free

*Deposits are not included or counted as a transaction.

**Includes pre-authorized payments to Cornerstone Credit Union US Dollar Mastercard.

^®Interac e-Transfer is a registered trade-mark of Interac Corp. Used under licence.

^®Interac is a registered trade-mark of Interac Corp. Used under licence.

Get started with one of our personal accounts today.

We've made it hassle-free for our members to open a Personal Account - just login to your Online Banking to open an account today! 

Not a member? Contact us and start banking simply with Cornerstone.

Why join Cornerstone Credit Union?

Because we'll put you first. As a member, you get to insist that we do. But we would anyway. That's how important our members are to us.

Because we offer everything you need. You won't just 'bank' here. You can invest, insure, borrow, save and even lease a car. You can use us to help you run your business, your home, your farm and even your group or organization.

Because we share. When we make a profit, you do too.

Because we love your community as much as you do. We live and work here too, so we do all we can to make it better by putting our profits to work, right here at home.

Learn More About Us

Ways to Bank

Digital Banking

Our Digital Banking provides you with 24/7 online access to your accounts, allowing you to take care of your financial transactions - both personal and business - at your convenience.

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Mobile App

Our mobile app is available on iPhone and Android™ devices. With tons of convenient features, it's a fast and secure way to handle your everyday banking wherever and whenever works for you.

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Contact Centre

Enjoy the convenience of telephone banking with our friendly and knowledgeable staff, always ready to help on the other end of the line.

Branches & ATM

We love to see you walk through our doors. Stop by and let us help you! Or visit one of our ATMs for quick access to your funds anytime of the day or night.

Find a Branch or ATM