CornerstoneCU - Personal Loans & Lines of Credit at Cornerstone Credit Union

Personal Loan

Our personal loans come with more than just great rates and flexible terms. You can also count on us to offer the right loan to fit your budget and your goals. Whether you're itching to travel, invest, make a big purchase or want to pay off those credit cards, we can help you get what you need.

Competitive rates
Flexible terms and repayment plans
No prepayment penalty

Personal Line of Credit

A personal line of credit gives you the flexibility to borrow funds up to a pre-approved limit as often as you need to. It's directly connected to your chequing account, and you'll only pay interest on what you use and we offer repayment schedules that flex to your needs!

Competitive rates
Overdraft protection
No repayment restrictions
Interest paid only on what you use

Personal Quick Loan

The payment structure of a loan and the flexibility of a revolving line of credit. Funds can be accessed whenever you need by transferring funds from your quick loan to your account through digital banking. Once you've paid down the loan, you can have the funds re-advanced without having to apply again.

Competitive rates
Flexible terms and repayment plans
Easy access to funds
No prepayment penalty

Skip-a-Payment

Sometimes, life throws us a curveball—whether it’s an urgent home repair or unexpected car expense—we get it. Our Skip-a-Payment feature can help manage those unplanned costs by skipping a loan or mortgage payment when you need it most. Eligible Cornerstone members with a consumer loan or consumer mortgage can defer one monthly payment every 12 months.

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Student Loans

Don't let money worries hold you back from the career of your dreams. A Cornerstone Credit Union Student Loan allows you the flexibility to finance your education and make interest-only payments while you are attending school. We'll work with you to determine how much you need to get through school and then design a plan that removes financial worry from your full plate. Interest-only payments will continue for six months after you've completed your program, and your interest rate will remain the same for the duration of your loan.

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Dealer Financing

If you're looking to buy a new or used vehicle or RV, our Dealer Finance Program offers competitive rates in a convenient fashion. Dealer Financing allows you to complete your purchase at your preferred dealership (almost any dealership in Saskatchewan!) without ever having to go into your branch.

See Participating Dealers

What to bring to your appointment

All borrowers / guarantors must bring: 
One piece of current photo - government issued identification
Three recent paystubs or T4s; and one current paystub
Confirmation of Enrolment (for student loan)

Ways to Bank

Digital Banking

Our Digital Banking provides you with 24/7 online access to your accounts, allowing you to take care of your financial transactions - both personal and business - at your convenience.

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Mobile App

Our mobile app is available on iPhone and Android™ devices. With tons of convenient features, it's a fast and secure way to handle your everyday banking wherever and whenever works for you.

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Contact Centre

Enjoy the convenience of telephone banking with our friendly and knowledgeable staff, always ready to help on the other end of the line.

Branches & ATM

We love to see you walk through our doors. Stop by and let us help you! Or visit one of our ATMs for quick access to your funds anytime of the day or night.

Find a Branch or ATM