CornerstoneCU - Investing at Cornerstone Credit Union

One Member, Multiple Goals

No matter how much you have to invest, you can benefit from having a combination of short, medium, and long term investment goals.

Whether it’s retirement, children’s education, or a major purchase – you invest with a goal in mind. And your investments should be structured to help you achieve your goals. Consider what is most important to you and your family and prioritize.

What are your goals?

Short Term Goals

For short term goals, you may value peace of mind over higher returns. You're more conservative, as your principal is guaranteed while earning interest, and accessibility of funds is greater.

Short Term Goals include:

Emergency fund
Travel/vacation
Minor repairs and home improvements
Immediate retirement needs

Medium Term Goals

For medium term goals you'll likely expect your savings to grow over time, not overnight. Suitable investments often strike a balance between income and growth potential.

Medium Term Goals include:

Down payment on a home
Vehicle purchase
Home renovations

Long Term Goals

For long term plans, you may find that you are willing to take on more risk to enjoy the potential for higher rewards. Suitable investments vary, but usually focus on capital appreciation.

Long Term Goals include:

Starting a business
Saving for your child's post-secondary tuition
Retirement

Our investment solutions allow for a mixed balance of savings that will have you prepared for all your goals.

Term Deposits

Invest in a secure, worry free investment with a Term Deposit. You can decide how long you'd like to invest, with options ranging from one to five years.

Term Deposits

TFSAs

Build up your savings, tax-free! With a TFSA, you don’t pay taxes on any interest, dividends, or capital gains from your investments. TFSA’s can be a great complement to your investment strategy.

TFSAs

RESPs

Registered Education Savings Plans (RESPs) are one of the best ways to help you, your children, or your grandchildren make the dream of college or university a possibility.

RESPs

RRSPs & RRIFs

RRSPs are a steady, reliable savings tool and can be as aggressive as you want them to be. Not only do they build your wealth over time, RRSPs will put more money in your pocket through tax savings.

RRSPs & RRIFs

Mutual Funds

Invest in a professionally-managed fund with a pool of other investors to get access to a wider range of investments than you might be able to afford on your own. This is a great way to diversify your portfolio.

Mutual Funds

First Home Savings Account

An investment account available to Canadian residents aged 18 or older, that gives first-time home buyers a tax advantage option to save for a down payment.

First Home Savings Account

Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual funds, other securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Online brokerage services are offered through Qtrade Direct Investing, a division of Aviso Financial Inc. Qtrade and Qtrade Direct Investing are trade names and/or trademarks of Aviso Wealth Inc. and its subsidiaries.

The information contained on this webpage was obtained from sources believed to be reliable; however, we cannot guarantee that it is accurate or complete. This information is provided as a general source of information and should not be considered personal investment advice or a solicitation to buy or sell any mutual funds and other securities.

Ways to Bank

Digital Banking

Our Digital Banking provides you with 24/7 online access to your accounts, allowing you to take care of your financial transactions - both personal and business - at your convenience.

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Mobile App

Our mobile app is available on iPhone and Android™ devices. With tons of convenient features, it's a fast and secure way to handle your everyday banking wherever and whenever works for you.

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Contact Centre

Enjoy the convenience of telephone banking with our friendly and knowledgeable staff, always ready to help on the other end of the line.

Branches & ATM

We love to see you walk through our doors. Stop by and let us help you! Or visit one of our ATMs for quick access to your funds anytime of the day or night.

Find a Branch or ATM