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Legal
Declaration of Trust for RIF, RSP and TFSA have been updated effective April 1, 2023. Please contact us if you have any questions.
Our Personal Terms and Conditions have been updated as of November 24, 2024. View the summary of changes for the revisions.
Cornerstone is committed to protecting our members, and one of the ways is by following the code of conduct set out by the credit and debit card industry in Canada. The Code was designed to protect credit union members’ interests related to the issuance and acceptance of payment cards, and to the operation of payment card networks.
The code of conduct is available on the Financial Consumer Agency of Canada website.
Aviso Wealth Disclaimers and Disclosure
Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Online brokerage services are offered through Qtrade Direct Investing, a division of Aviso Financial Inc. Qtrade and Qtrade Direct Investing are trade names and/or trademarks of Aviso Wealth Inc. and its subsidiaries.
Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual fund securities and cash balances are not insured or guaranteed and are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Their values change frequently, and past performance may not be repeated.
Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Online brokerage services are offered through Qtrade Direct Investing, a division of Aviso Financial Inc. Qtrade and Qtrade Direct Investing are trade names and/or trademarks of Aviso Wealth Inc. and its subsidiaries.
Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual fund securities and cash balances are not insured or guaranteed and are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Their values change frequently, and past performance may not be repeated.
Third-party suppliers' registration and trademark disclaimers
®MEMBER CARD and MEMBER CARD Design are registered certification marks owned by Credit Union Central of Canada, used under license.
®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
®CUMIS is a trademark of CUMIS Insurance Society, Inc. and is used under licence. Insurance is underwritten by CUMIS General Insurance Company.
®Concentra Trust is a registered trademark owned by Concentra Bank and is used under license.
®ACCULINK is a registered trade-mark owned by Credit Union Central of Canada, used under license.
®CIRRUS is a registered trademark owned by Cirrus Systems Inc. and is used under license.
®MAESTRO is a registered trademark owned by Maestro International Inc. and is used under license.
®Interac is a registered trade-mark and the Interac logo is a trade-mark of Interac Corp. Used under licence.
®Interac e-Transfer is a registered trade-mark of Interac Corp. Used under licence.
®DING FREE & Design are registered trade-marks of Central 1 Credit Union, used under license.
™Deposit Anywhere is a trademark of Central 1 Credit Union and used under license.
®Apple is a registered trademark of Apple Inc. iPhone®, iPod Touch®, iPad® and iTunes® are trade-marks of Apple Inc. registered in the United States and other countries.
™Google Play and Android are trademarks of Google Inc., used under license.
®2017 Samsung Electronics Canada Inc. All rights reserved. Samsung and Samsung Galaxy are registered trademarks or trademarks of Samsung Electronics Co., Ltd., used with permission.