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INTERAC® Flash FAQs
Yes, it is secure!
Interac® Debit contactless payments uses secure chip processing to protect against skimming, counterfeiting and electronic pick-pocketing. There is also the cumulative spend limit - when this amount is reached, you are prompted to insert your card and enter your PIN to complete the transaction. This validates you as the legitimate cardholder.
Interac® Debit contactless payments with your card or mobile device are faster and more convenient than traditional Chip and PIN transactions for everyday purchases. They’re also just as secure, thanks in part to transaction limits:
- A single card-based contactless transaction cannot exceed $250, with a cumulative spend limit of $400.
When the cumulative spend limit is reached, you are prompted to insert your card and enter your PIN to complete the transaction. This validates you as the legitimate cardholder and resets the limits.
Transaction limit for Interac® Debit contactless payments have been set by Interac, therefore we do not have the ability to change or increase the limits.
Transaction limit for Interac® Debit contactless payments have been set by Interac, therefore we do not have the ability to change or increase the limits.
The transaction limits for Interac Debit contactless payment are in place for your protection. A single card-based contactless transaction cannot exceed $100, with a cumulative spend limit of $200. When the cumulative spend limit is reached, you are prompted to insert your card and enter your PIN to complete the transaction.
To report a lost or stolen Member Card debit card:
- Call 1.855.875.2255 during business hours
- Outside regular credit union hours please call:
- Toll free within North America: 1.888.277.1043
- Outside North America: 1.905.305.4099
Ways to Bank
Digital Banking
Digital Banking
Our Digital Banking provides you with 24/7 online access to your accounts, allowing you to take care of your financial transactions - both personal and business - at your convenience.
Mobile App
Mobile App
Our mobile app is available on iPhone and Android™ devices. With tons of convenient features, it's a fast and secure way to handle your everyday banking wherever and whenever works for you.
Contact Centre
Contact Centre
Enjoy the convenience of telephone banking with our friendly and knowledgeable staff, always ready to help on the other end of the line.
Branches & ATM
Branches & ATM
We love to see you walk through our doors. Stop by and let us help you! Or visit one of our ATMs for quick access to your funds anytime of the day or night.
